Terms & Conditions

1. Compare Your Super as service provider
Compare Your Super is a Corporate Authorised Representative (Number #1239804) of APT Strategy Pty Ltd ACN 058 368 362 (AFSL 226898). In these Terms and Conditions, Compare Your Super is referred to as ‘we’ and ‘us‘. “You” and “your” refers to you, the client, visitor, or this website user.

2. No advice warning
The information contained on this website is of a general nature only and has not been provided in any way to account for your specific objectives, financial situation or needs. The information contained on this website does not constitute legal advice, tax advice, financial advice or investment advice. You should assess your own financial situation and needs, read the relevant Product Disclosure Statement for the products and consult an adviser if required before making an investment decision.

If you have any doubt about legal (including tax) matters, you should obtain independent legal advice on an SMSF generally and on any documents obtained through Compare Your Super.

3. Agreement
When you register with Compare Your Super, you agree to these Terms and Conditions. When accessing our website and engaging Compare Your Super to provide you with any services, you agree to the entirety of these Terms and Conditions.

4. Third Party Websites
This website may contain a number of links to other websites which are operated by third parties and may have their own terms and conditions of use. These links are provided “as is” and for your convenience and do not constitute an endorsement of the information made available through those websites. Where such material is provided, the views expressed in this material do not necessarily reflect the view of Compare Your Super.

We do not make any warranty or representation as to the quality, accuracy, currency or fitness for purpose of any information or materials contained on websites linked from or to this website.

You acknowledge and agree that we are not responsible either directly or indirectly for any damage or loss caused by the use of or reliance on the content of the links and/or websites contained in the website. By providing links to other sites, Compare Your Super does not warrant that those sites or any material contained in or obtained from those sites is error- or virus-free.

5. Collection notice
Any personal information that we collect through the website will be treated in accordance with our Privacy Policy.

We may disclose that information to third parties that help us deliver our services (including information technology suppliers, communication suppliers and our business partners) or as required by law. If you do not provide this information, we may not be able to provide some or all of our services to you.

By providing your personal information to us, you consent to the collection, use, storage and disclosure of that information as described in the Privacy Policy and these Terms and Conditions (as amended or modified or updated from time to time).

6. Accuracy, completeness and timeliness of information
The information on our website is not comprehensive and is intended to provide a summary of the subject matters covered. While we use all reasonable attempts to ensure the accuracy and completeness of the information on our website, to the extent permitted by law, including the Australian Consumer Law, we make no warranty regarding the information on this website. You should monitor any changes to the information contained on this website.

We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with the use of this website or a linked website. You must take your own precautions to ensure that whatever you select for your use from our website is free of viruses or anything else (such as worms or Trojan horses) that may interfere with or damage the operations of your computer systems.

We may, from time to time and without notice, change or add to the website (including the Terms and Conditions) or the information, products or services described in it. However, we do not undertake to keep the website updated. We are not liable to you or anyone else if errors occur in the information on the website or if that information is not up-to-date.

7. Warranties and disclaimers
The products and services we make available to you are not designed or intended for use (and must not be relied on) as a substitute for legal or any other professional or commercial advice in relation to superannuation or investment reporting, compliance or other matters. The provision of products and services by us does not constitute the provision of ‘personal advice’ or ‘general advice’ as those terms are defined in the Corporations Act 2001 (Cth) and Corporations Regulations 2001 (Cth).

To the maximum extent permitted by law, including the Australian Consumer Law, we make no warranties or representations about our website or the content, including but not limited to warranties or representations that they will be complete, accurate or up-to-date, that access will be uninterrupted or error-free or free from viruses, or that this website will be secure. Nothing in these Terms and Conditions excludes, restricts or modifies any guarantee, condition, warranty, right or remedy implied or imposed by statute which cannot lawfully be excluded, restricted or modified (a “Non-Excludable Condition”).

We reserve the right to restrict, suspend or terminate without notice your access to this website, any content, or any feature of this website at any time without notice and we will not be responsible for any loss, cost, damage or liability that may arise as a result.

8. Liability
To the maximum extent permitted by law, including the Australian Consumer Law, in no event shall we be liable for any direct and indirect loss, damage or expense (irrespective of the manner in which it occurs) which may be suffered due to your use of our website and/or the information or materials contained on it, or as a result of the inaccessibility of this website and/or the fact that certain information or materials contained on it are incorrect, incomplete or not up-to-date.

If a Non-Excludable Condition is implied or imposed in relation to these Terms and Conditions and cannot be excluded, and we are able to limit your remedy for a breach of the Non-Excludable Condition, then our liability to you for breach of the Non-Excludable Condition is limited to one or more of the following at our option:

In the case of goods, the replacement or repair of the goods or payment of the cost of replacement or repair;
and in the case of services, the re-supply of the services or payment of the cost of re-supply of the services.
You will indemnify us and our employees, officers, agents and contractors from and against any claim, proceeding, loss, damage or expense arising out of or in connection with your wilful misuse of our website or content or your wilful breach of these Terms and Conditions.

9. Jurisdiction and governing law
Your use of the website and these Terms and Conditions are governed by the law of Queensland and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in Queensland.