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Information and insights about superannuation and everything to do with making informed decisions on a better financial future.
US debt ceiling and it’s effects on ASX

The headlines have been warning for weeks about a possible debt default by the United States. Negotiations have become contentious, with a deadline that could come as soon as June 1. The stock market is bracing for a negative impact as uncertainty looms over the US debt ceiling being raised. Australian shares are expected to...

Super Contributions Cap: A Comprehensive Guide to Optimising Your Retirement Savings

Understanding the super contributions cap is crucial for maximising your retirement savings and avoiding potential tax penalties. You are only permitted to contribute a certain amount to your super fund each fiscal year without incurring additional taxes. The term “contribution caps” refers to these restrictions. Your age and total super balance may also affect how...